Hove
BN3 2LF
Block Management: 01273 778844
Financial Services: 01273 778844
Block Management: [email protected]
Financial Services: [email protected]
Sales: 01273 778844
Lettings: 01273 778844
Sales: [email protected]
Lettings: [email protected]
Opening Hours:
Mon to Fri: 8:45am – 6:00pm
Sat: 9:00am – 5:00pm
Sun – closed
Financial Services Hove Office FAQ
What does a mortgage advisor in Hove at Sawyer & Co do?
Our independent mortgage advisors in Hove provide whole-of-market mortgage advice, meaning we search across hundreds of mortgage products from a wide range of lenders to find the most suitable deal for your specific circumstances. Whether you’re a first-time buyer, remortgaging, moving home, or purchasing a buy-to-let investment, our mortgage advisors in Hove at 11a Grand Avenue will guide you through every stage of the process.
Why use an independent mortgage advisor in Hove rather than going direct to a bank?
Going directly to a single bank limits your options to that lender’s products only. An independent mortgage advisor in Hove like Sawyer & Co’s financial services team has access to the whole of the market, including exclusive broker-only deals not available to the public. This means you’re far more likely to secure a competitive rate and a mortgage product truly suited to your situation, potentially saving you thousands of pounds over the term.
Can a mortgage advisor in Hove help first-time buyers?
Absolutely. Our mortgage advisors in Hove are experienced in guiding first-time buyers through every aspect of the purchase process, from understanding how much you can borrow and which mortgage products suit your deposit level, to navigating government schemes such as First Homes and Shared Ownership. We explain everything clearly, handle all the paperwork, and liaise with lenders on your behalf so you can focus on finding your perfect home.
What types of mortgages can your Hove mortgage advisor help with?
Our mortgage advisors in Hove cover the full spectrum of mortgage types: residential purchase mortgages, remortgages, buy-to-let mortgages, Help to Buy, Shared Ownership, self-employed mortgages, interest-only mortgages, and mortgages for properties in unusual construction. We also advise on mortgage protection insurance, life insurance, income protection, and critical illness cover to safeguard your home and finances.
How much can I borrow? Can a mortgage advisor in Hove tell me before I start searching?
Yes. Our mortgage advisors in Hove offer free initial consultations where we can calculate your borrowing capacity based on your income, outgoings, deposit, and credit profile. Getting a Decision in Principle (DIP) before you begin house hunting is invaluable: it tells you exactly what you can afford, makes your offer more credible to sellers, and speeds up the overall purchase process. Book a free consultation with our Hove mortgage advisor today.
How quickly can a mortgage advisor in Hove arrange a mortgage offer?
The timeline depends on the lender and the complexity of your application. Our mortgage advisors in Hove work efficiently to gather documentation, submit a clean application, and chase lenders proactively to minimise delays. In straightforward cases, mortgage offers can be received within two to four weeks. We keep you informed at every stage and manage the process to ensure no avoidable delays occur.
Financial Advisor in Hove – Protection & Financial Planning
What does a financial advisor in Hove at Sawyer & Co cover?
Our financial advisors in Hove, on Grand Avenue, provide comprehensive financial advice spanning mortgage-linked protection, life assurance, income protection, critical illness cover, and buildings and contents insurance. As independent advisors, we assess your full financial picture and recommend solutions that genuinely fit your needs and budget, rather than products tied to a single provider.
Why do I need a financial advisor in Hove when taking out a mortgage?
A mortgage is likely the largest financial commitment you will ever make, and protecting it is equally important. A financial advisor in Hove will assess what would happen to you and your family if you were unable to work due to illness or accident, or in the event of death. They can recommend appropriate levels of life cover, income protection, and critical illness insurance to ensure your home and lifestyle are protected whatever life brings.
Can your financial advisors in Hove help with remortgaging and protection reviews?
Yes. Our financial advisors in Hove regularly work with existing homeowners who are remortgaging or coming to the end of a fixed-rate term. A remortgage is an ideal time to review your existing protection policies as well, ensuring your cover levels still match your outstanding mortgage balance, income, and family circumstances. We provide a thorough review and recommend any necessary adjustments.
Is the mortgage and financial advice from Sawyer & Co in Hove independent?
Yes. Sawyer & Co’s financial services on Grand Avenue, Hove operates as independent mortgage brokers and protection advisors. This means we are not tied to any single lender or insurer. We search the whole of the market to identify the most competitive and suitable products for each client’s individual needs, and we are transparent about our fees and any commission arrangements from the outset.
Do you offer buy-to-let mortgage advice as a financial advisor in Hove?
Absolutely. Our mortgage and financial advisors in Hove have extensive experience in the buy-to-let sector. We advise landlords on the most suitable mortgage structures for their portfolios, including limited company buy-to-let, portfolio landlord lending, Houses in Multiple Occupation (HMO) mortgages, and holiday let mortgages. We also advise on the protection needs unique to property investors and landlords.