Home Surveys: Which Type Do You Need?

When you’re on the hunt for your dream home, it’s easy to get swept away by the charm of a cosy kitchen or a sprawling garden. But what about the hidden aspects that aren’t visible at first glance? This is where a home survey comes in—a crucial step that ensures peace of mind before you make one of the biggest purchases of your life.

Why Get a Home Survey?
A home survey offers a detailed assessment of a property’s condition. It can uncover structural issues, damp, roof damage, or other costly defects that might not be apparent during a casual viewing. Identifying these problems early could save you thousands or even give you leverage to renegotiate the asking price.

Types of Surveys Explained:

  1. RICS Level 1 Survey (Condition Report)
    This is the most basic survey, perfect for newer homes in good condition. It provides a summary of the property’s state, highlighting urgent issues but doesn’t include advice or a valuation.
  2. RICS Level 2 Survey (HomeBuyer Report)
    Suitable for conventional properties in reasonable condition, this survey offers a more detailed inspection, identifying defects that might affect the property’s value. It can also include a market valuation and rebuild cost for insurance purposes.
  3. RICS Level 3 Survey (Building Survey)
    Ideal for older, unusual, or rundown properties, this comprehensive survey provides an in-depth analysis of the structure and condition, along with advice on necessary repairs and maintenance.

Which One Should You Choose?
Your choice will depend on the property’s age, type, and condition. While a survey is an additional cost, it provides clarity, confidence, and crucial insights before committing to your new home.

Remember, a survey isn’t just a box to tick—it’s a smart investment in your future. If you’re navigating the property market, our team at Sawyer & Co is here to guide you every step of the way.

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